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California Coast Credit Union to Issue MasterCard® PayPass™ Debit Cards

July 24, 2009

(San Diego, Calif. – July 24, 2009) – California Coast Credit Union today announced it is

providing members with MasterCard® PayPass™ contactless payment technology on its debit

cards. The PayPass-enabled cards offer California Coast Credit Union’s cardholders a faster,

secure way to pay and a more convenient shopping experience by enabling Tap & Go™

payments.

 

To use the feature, California Coast Credit Union members simply tap their PayPass-enabled

debit cards on a specially equipped merchant terminal. PayPass allows payments to be

completed quickly, securely and easily, without the hassle of swiping a card or fumbling for cash

and coins. Signatures are not required for PayPass purchases under $25, further speeding a

cardholder’s transactions. PayPass cards also include traditional magnetic stripes so they can be

used anywhere MasterCard cards are accepted.

 

In partnership with its card processor TMG (The Members Group), California Coast Credit Union

began providing new members with PayPass-enabled debit cards in July 2009 and will begin

replacing many other existing members’ debit cards with PayPass-enabled debit cards.

 

“MasterCard PayPass is a great example of California Coast Credit Union’s commitment to

continually enhancing our services and offerings to bring added value and convenience to our

members,” said Millie Garland, AVP of Support Services. “MasterCard PayPass is simpler and

faster than cash, enabling our cardholders to enjoy a quicker, more convenient payment option.”

 

According to MasterCard research, consumer preference and satisfaction is driving PayPass

growth and usage globally. About 94 percent of PayPass-using respondents to a 2008

MasterCard PayPass Benchmark Study were satisfied with their experience, and 77 percent of

PayPass consumers said they use PayPass as their primary card for everyday purchases.

 

“Cardholders quickly embrace the added convenience that MasterCard PayPass delivers. Once

they ‘tap and go’ they tend to use their MasterCard PayPass cards regularly, and to gravitate

towards those merchants that accept it,” said Cathleen Conforti, Senior Vice President and Global

PayPass Product Manager, MasterCard Worldwide. “California Coast Credit Union’s decision to

issue MasterCard PayPass will provide it with a competitive differentiator that appeals to their

members looking for a financial institution that helps simplify their lives.”

 

About MasterCard PayPass

 

MasterCard PayPass is ideal for traditional cash-heavy environments where speed is essential,

and has led the way in bringing contactless technology to consumer categories such as quick

serve restaurants, drug stores, gas stations, vending machines, convenience stores, sports

arenas, movie theaters, transit systems, taxis, parking garages and more. As of 1Q09 there are

nearly 55 million PayPasscards and devices in use at more than 146,000 merchant locations

including participating BP, Best Buy, 7-Eleven, CVS, McDonald’s, Petco and many

others. PayPass also is accepted at numerous professional football and baseball stadiums. For

more information about MasterCardPayPass and a full list of participating merchants, visit www.mastercard.com/paypass.

About MasterCard Worldwide

financial institutions, businesses, cardholders and merchants worldwide. As a franchisor, processor and advisor, MasterCard develops and markets payment solutions, processes approximately 21 billion transactions each year, and provides industry-leading analysis and consulting services to financial-institution members and merchants. Powered by the MasterCard Worldwide Network and through its family of brands, including MasterCard®, Maestro® and Cirrus®, MasterCard serves consumers and businesses in more than 210 countries and territories. For more information go to www.mastercard.com.

About California Coast Credit Union

 

Established in 1929, California Coast Credit Union is San Diego’s oldest credit union with over

140,000 members and close to $2 billion in assets. With a network of nearly 25 branches,

CaliforniaCoast is a member of the surcharge-free CO-OP ATM network with over 28,000 ATMs

nationwide and a national “shared branch” network, providing members with quality, convenient

and secure financial services. For more information, please visit California Coast Credit Union at

www.calcoastcu.org.

 

About TMG

 

TMG is a wholly-owned subsidiary of the Affiliates Management Company, which is owned by

Iowa credit unions and their members. As a financial and credit union service organization

(CUSO), TMG is dedicated to providing innovative and flexible card processing and payment

solutions to credit unions and financial institutions across North America. TMG’s core products

include credit, debit, ATM and a variety of prepaid solutions, as well as online reporting, item

processing, ACH and ALM services. TMG’s prepaid card products are branded ATIRA. For more

information, visit www.TheMembersGroup.com.

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